A Tale of Two Decades: Lessons for Long-Term Investors
Comparing market returns across the 2000s and 2010s reinforces the benefits of diversification and pursuing known drivers of higher expected returns.
2Q19 and 2019 YTD Market Review
Welcome to the 2Q19 and 2019 YTD market review. Come check out the high points!
How can you profit in today’s interest rate environment?
How can you profit in today’s interest rate environment? At Alison Wealth Management, we offer our client’s a private client cash management program which helps them put their hard-earned cash to work, while managing their liquidity needs. Our money market fund currently has a yield of 2.26%, which is a nice chunk of interest for your excess cash to earn. If you are willing to commit your savings into an account for at least 1 year, you can seek higher yields through CDs offered through a bank and annuities offered by an insurance company.
Getting to the Point of a Point
A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to an individual’s portfolio may be unclear. Headlines vs. reality, check out more at our blog!
The Retirement Gamble
Most people wouldn't consider contributing to their employer sponsored retirement accounts as a gamble, but when you consider the tax attributes, a different story unfolds. As with most things in life, there are trade-offs to investing in retirement vehicles such as a 401k, 403b, TSP, or an IRA. The IRS allows a retirement plan participant to claim a deduction on their tax return today, in exchange for full taxation in the future.
Why Should You Diversify?
AS 2019 APPROACHES, AND WITH US STOCKS OUTPERFORMING NON-US STOCKS IN RECENT YEARS, SOME INVESTORS HAVE AGAIN TURNED THEIR ATTENTION TOWARDS THE ROLE THAT GLOBAL DIVERSIFICATION PLAYS IN THEIR PORTFOLIOS.
